Select three sentences that best reflect the central ideas presented in the text.

The reader can conclude that the lending system can be disadvantageous and potentially harmful to borrowers. Which sentence from the text best supports this conclusion?

What does the presentation of housing models from Singapore and Germany in paragraph 8 primarily suggest about the U.S. housing system?

Read the dictionary entry.

Read the following paragraph.

PART A: Read paragraphs 9 and 10.

PART B: Which sentence from the text best supports your answer in Part A?

What conclusion can be drawn about the author’s opinion regarding refinancing? Explain using key evidence from the text to support your answer.